Interest Rates effective as of August 20, 2008
(Interest rates subject to change without notice)

To view rate information, click on the links below.

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Checking

Close Checking Product $0 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 and Over APY1 APY1 APY1 APY1 APY1 Interest Checking 0.20 0.20 0.20 0.20 0.20 Business Interest Checking 0.20 0.20 0.20 0.20 0.20 Money Market 1.00 1.35 2.25 2.60 2.60

Savings

Close Savings Product $0 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 and over APY1 APY1 APY1 APY1 APY1 Savings 1.00 1.00 1.00 1.00 1.00 Health Savings 2.00 2.00 2.00 2.00 2.00

Certificates of Deposit (CDs)

Close Certificates of Deposit (CDs) Product $1,000 - $9,999.99 $10,000 - $24,999.99 $25,000 - $49,999.99 $50,000 - $99,999.99 $100,000 and over APY1 APY1 APY1 APY1 APY1 91 Day2 2.00 2.00 2.00 2.00 2.00 182 Day2 2.30 2.30 2.30 2.30 2.30 122&183 Month 2.75 2.75 2.75 2.75 2.75 24 & 30 Month3 3.00 3.00 3.00 3.00 3.00 36 & 42 Month3 3.25 3.25 3.25 3.25 3.25 48 & 54 Month3 3.30 3.30 3.30 3.30 3.30 60 Month3 3.40 3.40 3.40 3.40 3.40

Individual Retirement Accounts (IRAs)

Close Individual Retirement Accounts (IRAs) Product $1,000 - $9,999.99 $10,000 - $24,999.99 $25,000 - $49,999.99 $50,000 - $99,999.99 $100,000 and over APY1 APY1 APY1 APY1 APY1 IRA2 3.40 3.40 3.40 3.40 3.40

¹ Annual Percentage Yield (APY) based upon collected account balance.
² 90 days interest (penalty for early withdrawal)
³ 180 days interest (penalty for early withdrawal)

Fees may reduce earnings.

A substantial penalty is assessed on funds withdrawn prior to maturity on all time deposit accounts.

Please contact us directly for rates on any loans, including Mortgage Rates.