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Personal CDs & IRAs

Manhattan Bank offers a variety of short and long term savings options to help you earn more! Please contact us for more information on how we can help meet your investment needs.

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Certificates of Deposit

Rest easy with a Certificate of Deposit from Manhattan Bank. Earn fixed interest on CD's with terms ranging from 91 days to 5 years.

  • Fixed interest guaranteed
  • Flexible terms up to five years
  • Tiered rates system allows you to maximize interest earnings
  • Minimum deposit of $1,000 required
  • Interest can be compounded or deposited into a Manhattan Bank account
  • Automatic renewal at maturity option
  • Free Netteller Online Banking (requires separate application)

Traditional IRA's (Individual Retirement Accounts)

Individual Retirement Accounts (IRA's) are more than savings for a rainy day–they're security for retirement with serious tax benefits.

  • Minimum deposit of $100 to open account
  • Competitive interest
  • Tax deductible contributions (some limitations may apply)
  • Direct rollovers and transfers from other IRAs
  • Maximum annual contributions may apply
  • Free Netteller Online Banking (requires separate application)
  • Annual Statement

Roth IRA's (Individual Retirement Accounts)

Save for a tax-free retirement. The Roth IRA is a non-deductible account that features tax-free withdrawals for certain distribution reasons after a five year holding period.

  • Minimum deposit of $100 to open account
  • Competitive interest rates
  • Tax-free withdrawals, limitations apply
  • Direct rollovers and transfers from other IRAs
  • Maximum annual contributions may apply
  • Free Netteller Online Banking (requires separate application)
  • Annual Statement