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Business Checking & Savings

Manhattan Bank offers a variety of accounts for your business banking needs. Compare our accounts to see which ones will best meet your needs and when you find one that meets your needs, apply online. If you prefer to open your account in person, visit any of our convenient locations to speak with a Customer Service Representative. As always, please feel free to contact us. We are happy to serve you!

Account Plans   Minimum Balance 1 Maintenance /Transaction Fees Interest Bearing
Full Service Business Checking
$100 to open First 500 items free, see details No

Full Service Business Checking

Manhattan Bank’s Business checking is perfect for any type of business not needing to earn interest on the account.

  • $100 minimum deposit required to open account
  • First 500 debits/deposited items per month are free; then $0.20/item
  • FREE Visa Debit or ATM card to qualified applicants
  • FREE Netteller Online Banking (requires separate application)
  • Detailed monthly statements with check images
  • FREE Phone Banking

Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $3.00 per month.

Business Interest Checking
$2,500 Yes, see details Yes

Business Interest Checking

If you are a Sole Proprietor, Non-Profit Organization, or Government Agency you can enjoy the benefits of an interest bearing account with many of the freedoms of a regular business checking account.

  • Minimum deposit of $2,500 to open account
  • Competitive interest rates
  • Unlimited check writing privileges, as long as minimum balance is maintained
  • FREE Visa Debit or ATM card to qualified applicants
  • FREE Netteller Online Banking (requires separate application)
  • FREE Phone Banking
  • $5 monthly maintenance fee, if balance drops below minimum
  • Activity fees of $0.12 per debit and $0.04 per item deposited, if balance drops below minimum
  • Detailed monthly statements with check images

Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $3.00 per month.

Business Money Market Checking
$2,500 Yes, see details Yes

Business Money Market Checking

Increase your business income with a Business Money Market Checking account which gives you convenient access to your funds. The number of monthly transactions allowed on this account is limited.

  • Minimum deposit of $2,500 to open account
  • Competitive interest rates
  • FREE Netteller Online Banking (requires separate application)
  • FREE Phone Banking
  • Minimum balance of $2,500 to waive monthly maintenance and activity fees
  • $5 monthly maintenance fee, if balance drops below $2,500 minimum
  • Activity fee of $0.20 per debit posted, if balance drops below minimum balance
  • Limited to 6 transactions per statement cycle (unless done in person, by mail, or by ATM)
  • Unlimited withdrawals allowed if done in person, by mail, or by ATM
  • Detailed monthly statements with check images

Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $3.00 per month.

Business Regular Savings
$50 Yes, see details Yes

Business Regular Savings

Save big with our Manhattan Bank’s Business Regular Savings account and no monthly service charge.

  • Minimum deposit of $50 to open account
  • Interest earned daily, credited quarterly
  • 9 withdrawals from account allowed per quarter (additional withdrawals subject to a $1.00 per transaction fee)
  • Limited 6 withdrawals per month (unless done in person, by mail, or by ATM)
  • FREE Netteller Online Banking (requires separate application)
  • FREE Phone Banking
  • Detailed quarterly statements

A quarterly service charge of $5.00 will be charged on any savings account with a balance less than $50.00, which has had no activiity for 2 years or more.

1 Balance required to open account and/or waive service charges.

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